Melany Lotter, Chioma Okoro
Abstract
Financial illiteracy remains a significant global challenge, particularly among young graduates entering the workforce and assuming financial independence. This study investigates existing research on the financial literacy of university students. A systematic review was conducted using bibliometrics and content analysis of published studies in the Scopus database from 2013 to 2022. Findings revealed that most studies were concentrated in the United States, Malaysia, and South Africa. Most of the research was published in the International Journal of Bank Marketing, and the most cited articles were in the International Journal of Consumer Studies. The publications were also among a few authors, with six of them linked. Outcomes in the thematic areas revealed five clusters from 45 keywords. The analysis revealed gaps in knowledge around students’ financial literacy, suggested future research directions and provided recommendations to support improving financial literacy and knowledge among fresh graduates.